When the interest-rate cut will hit your mortgage, car loan, credit-card bills and savings accounts
Lower interest rates will soften the prices consumers pay for debt — but people may not see an impact on their payments for a ...
Mortgage rates are coming down — and home buyers are ready to pounce
Homebuyers are rushing to take advantage of lower mortgage rates following the Federal Reserve’s recent interest rate cut.
How much would a $750,000 mortgage cost per month now?
This week, the Federal Reserve slashed its benchmark rate by 50 basis points rather than the anticipated 25-basis-point cut, ...
Mortgage Refinance Rates Are Down, But Should You Refi to a 30-, 20-, or 15-Year Mortgage?
The average mortgage refinance rate on 30-year loans dropped to a 19-month low of 6.01% this week. Before refinancing, ...
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Mortgage Assumption vs. Refinancing After a Divorce
A mortgage assumption is when one spouse takes over the existing mortgage in their name, and assumes full responsibility ...
Mortgage rates plunge to 2-year low: Should you lock a rate now?
It can make a lot of sense to lock in a mortgage rate now that rates are sitting at a two-year low. /iStockphoto . For the ...
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Loan quality takes a hit even as mortgage origination volume slows
The critical defect rate for mortgages increased modestly in Q1 2024 and a quality-control company says that lender vigilance ...
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Dry Loan: What It is, How It Works, Pros and Cons
He has produced multimedia content that has garnered billions of views worldwide. A dry loan is a type of mortgage where ...