The critical defect rate for residential mortgages reached 1.61 percent during the first quarter, according to ACES Risk Management’s (ARMCO) latest Mortgage QC Trends Report. The first quarter figure ...
The mortgage critical defect rate rose from 1.31% to 1.51% in Q2 2025, driven by collateral and eligibility defects. The refinance defect share increased amid more cash-out transactions. AI Summary ...
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