The 4% rule is designed to help your savings last for 30 years. It doesn't necessarily apply to anyone. A different withdrawal rate may better serve your needs. It's a strategy that's not guaranteed ...

The 4% Rule is arguably the most famous strategy for making sure your retirement income lasts long. Developed in the 1990s, it offers an evidence-based answer to most retirees’ question: “How much can ...

For nearly three decades, one of the most widely cited guidelines in retirement planning has been the “4 percent rule.” Originally devised in the mid-1990s by financial adviser Bill Bengen, the rule ...

The 4% rule is a popular retirement savings withdrawal strategy. It has you taking out 4% of your portfolio your first year of retirement and adjusting future withdrawals for inflation. While this ...

Three decades ago, financial adviser Bill Bengen created a retirement principle called the 4% rule. It went viral. Now, the rule is getting an update. The 4% rule says you should plan to spend 4% of ...

The most famous retirement rule of thumb just got an upgrade. Bill Bengen, the financial planner who gave us the 4% rule, now says the number is 4.7%. That's good news if you're planning to retire ...

Who hasn’t pondered the possibility of running out of money in retirement? It’s a pervasive undercurrent in retirement planning for millions of Americans. The fear is particularly palpable for many of ...

Bengen published a new book, A Richer Retirement: Supercharging the 4% Rule to Spend More and Enjoy More, in August, which ...

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Saving for retirement is not an easy thing. It requires you to manage your paycheck carefully and, at times, say no to things you want so you can prioritize IRA or 401(k) contributions. But once you ...