Since so many people need mortgages to purchase homes, the volume of mortgage loan originations acts as a barometer of the ...

“Without rate locks, borrowers would not know the final terms of their loan until the very end of the process.” A mortgage rate lock can reduce financial uncertainty in the home purchase ...

If you’ve bought a home with a mortgage, you know how the refinance application process works. It’s nearly identical to financing a purchase, minus all the complexities of buying a property.

In the mortgage lending process, retail lenders handle everything from application to approval and often service loans after closing. Direct lenders provide home loans directly to borrowers ...

What is a private mortgage lender? A private mortgage lender is usually a private or public company or individual that offers ...

Saving up for a down payment is no easy feat: According to Bankrate's 2025 Home Affordability Report, more than half of hopeful homebuyers cite down payments and closing costs as a "very ...

Mortgage rates are crucial in the home buying process as they affect monthly mortgage payments and the total cost of homeownership. By understanding how these rates are set and taking steps to ...

"You're just trying to get back on your feet." Understanding this process before you ever need to can prevent adding stress ...

A Maryland reverse mortgage bill seeking to establish an escrow account for expenses has been tabled for now after industry dialogue.

The two companies are award-winning mortgage technology firms. And their partnership is expected to help modernize the appraisal process. By integrating Restb.ai’s advanced image recognition solution ...