Most personal loan lenders prefer applicants with good to excellent credit scores, which means a FICO Score of at least 670.

For many borrowers struggling to keep up with education debt, refinancing can present a way out of growing interest burdens.

High-LTV refinance, at its core, refers to a refinancing option where the new loan has a high Loan-to-Value (LTV) ratio. This implies that a significant portion of the property's value is financed ...

Refinancing your student loans can allow you to take advantage of certain benefits, like a lower interest rate and greater payment flexibility. In most cases, borrowers who refinance wait until ...

The rate on a 30-year fixed refinance decreased to 6.23% today, according to the Mortgage Research Center. Rates ...

If mortgage rates are lower now than they were when you originated your current loan, then refinancing can help reduce your monthly payments and work faster toward paying off your house. A cash-out ...

Military life isn't always easy, so when active-duty members and veterans have the opportunity to take advantage of service-related perks, those perks are at least worth looking into, right?

Soaring car prices and interest rates are making auto loan payments increasingly difficult for many Americans, especially those with bad credit. Among subprime borrowers, the delinquency rate ...

Refinancing can be a valuable way for homeowners to borrow home equity, but it should be avoided in 2026. Here's why.

Here’s what student loan borrowers should know about the July 1, 2026 cutoff, and what you should do to avoid restricting ...

Homeowners often use solar loans to finance their clean energy systems, but these loans don’t have to run the full eight to 20 years. Refinancing might make sense as your financial situation changes ...