Bill Bengen, a financial planner, forged an industry standard in 1994 for thinking about 'safe' withdrawal rates for investment portfolios during retirement. Although no one can reliably predict the ...

JPST’s jagged chart reflects monthly dividend payouts creating ex-dividend price drops, not actual volatility. The fund holds $35.4B in ultra-short investment-grade debt with a 0.18% expense ratio.

This article draws heavily on Bill Bengen’s new groundbreaking safe withdrawal rate research and references his latest updates. Bill was kind enough to review the article and his insights are included ...

Diversification is one of the first rules every investor learns, and for very good reason, as spreading risk across asset classes, sectors, and geographies has long been the foundation of building a ...

For many retirees, spending more at the beginning of retirement is a top priority. And after spending decades working and saving, retirement can be the perfect time to enjoy the fruits of your labor.