For over a decade, insureds with significant estates and their advisors have made secondary guarantee universal life (SGUL) life insurance policies, or so-called "no lapse" guarantee policies, a ...

The nascent secondary market for annuities and their guaranteed benefits could be stunted as the result of a vote last week by state insurance regulators to allow carriers to terminate the annuity ...

Having insurance doesn’t always mean being fully covered, with many Americans still facing big bills for basic care, let alone anything unexpected. According to KFF, annual premiums for ...

In the last few years, I have been reading more frequently about owners of permanent life insurance policies being subjected to rate increases based on cost of insurance charges, or COI. Permanent ...

A 79-year-old Cleveland businessman had a universal life insurance policy with a face value of $2.5 million. In early 2004, he decided he no longer needed the policy for estate-planning purposes, but ...

Learn about the pros and cons of life insurance riders.

The Absolute Return Fund IV (ARF IV) continues to build on a track record of disciplined actuarial modelling, rigorous risk management, and consistent distributions. The fund is structured to deliver ...