Your credit limit can be slashed without warning, even if you've never missed a payment. Here's why it happens and how to ...

Maxing out a credit card once can ding your score and flexibility, but the damage is usually temporary if you act fast.

Your credit scores can wax and wane a bit like the moon, changing frequently as your credit accounts and balances change. However, big changes to your credit scores could be an indication that ...

Closing a credit card with a high limit can drop your credit score. Here's how it affects your credit utilization, history, ...

Your credit utilization ratio is determined by taking the amount you owe on a credit card and dividing it by your credit limit. Credit utilization is an important factor in your credit score. Most ...