Discretionary spending is non-essential spending that isn’t mandatory for your basic needs like shelter, food, healthcare, work and personal care. Many expenses are essential, but discretionary ...

Discretionary income is the money left over after necessary expenses. It can determine your student loan payments. Many, or all, of the products featured on this page are from our advertising partners ...

A discretionary account allows a financial advisor or portfolio manager to make investment decisions for the account holder. This type of account suits investors who prefer not to manage their ...

Kelly Larsen has been in finance for more 10 years with bylines at Auto Trends Magazine and Buy Side from WSJ. Fox Money is a personal finance hub featuring content generated by Credible Operations, ...

Retail sales fell in October for the first time in seven months, we learned today. Consumers are starting to spend less on all sorts of things, including cars, furniture, building supplies, books and ...

Future student borrowers will also get some relief from the Biden administration’s federal student loan forgiveness plan. That relief will come in smaller and more manageable monthly payments. The ...

Discretionary income is the amount of money left over after an individual or household has paid for their necessary expenses, like rent, food, and bills. This money can be used for leisure activities, ...

Discover what discretionary cash flow is, its uses in business valuation, and how it reflects a company’s financial health through wise management and investment.

Business owners must create compensation plans that foster highly motivated employees who are deeply invested in the company’s goals and success. There are numerous ways to boost employee happiness ...