Whether you're buying a new home or considering mortgage refinancing, the main question is the same right now: When will rates drop? The interest rate environment has remained elevated across various lending products,

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Declining mortgage interest rates helped boost home loan applications for a second week, as the summer selling season is underway.

Mortgage interest rates are consistently declining again. Here are three things homebuyers should do in response.

Mortgage rates tend to fluctuate day by day. So if you’re planning to buy a home, it’s a good idea to keep a close watch on interest rates and weigh various mortgage options. One common type of mortgage is a conventional loan with a 15-year fixed interest rate.

Current refinance rates are lower than home equity loan interest rates, according to Bankrate, averaging 6.88% for a 30-year fixed refinance and 6.21% for a 15-year fixed refinance as of July 10.

Mortgage application volume jumped last week as interest rates fell to their lowest level in three months, according to the Mortgage Bankers Association’s (MBA) Weekly Mortgage Applications Survey for the week ending July 4,