Home equity loans and HELOCs have lower interest rates than credit cards, encouraging some homeowners to use them to pay off their bills.

Borrowing $100,000 worth of home equity without having to sacrifice your low mortgage rate can be done. Here's how.

Home equity loans turn your home equity into a lump sum of cash you can use however you’d like. There are also HELOCs, which ...

Home equity loan rates fell this week, leading some prospective borrowers to wonder if it's better than a HELOC now.

it could make it more difficult for homeowners holding home equity lines of credit (HELOCs). If history is any guide, a drop in housing prices – and values – could prompt lenders to freeze ...

These events can lower credit scores and restrict access to home equity loans and lines of credit. Homeowners facing a negative credit shock collectively hold an estimated $731 billion in home ...

Home equity lines of credit, or HELOCs, usually come with variable ... Lenders typically like to see a maximum CLTV between 80% and 90%, but it varies. A loan-to-value ratio (LTV) is the ratio ...

A home equity line of credit, or HELOC, is a revolving line of credit that’s secured by your property. Lenders usually let you borrow up to 90% of your home’s current value, minus the balance ...

Your bathroom is likely one of the most used rooms in your house. If it’s outdated or dysfunctional, a remodel might be worthwhile. Not only can a functional, aesthetically appealing bathroom do ...

Ashley is a lead editor of mortgages and loans at Forbes Advisor. She graduated from Utah Tech University with a bachelor’s in English with an emphasis in creative writing. She began her career ...