As of July 9, 2025, the average home equity loan rate is 8.26%, according to Bankrate’s regular survey of rates. The average ...

Homeowners considering tapping their property’s equity can choose between two products: home equity loans and home equity ...

Home equity sounds like a pretty straightforward concept: it’s the portion of your home you truly own, free and clear of debt ...

Home equity loans, HELOCs and cash-out refinances are three popular ways to borrow money, using your home as collateral. A ...

The average interest rate on a two-year personal loan was 11.57% in the second quarter of 2025, according to the Federal Reserve. But depending on your credit history, income and other ...

Understanding the pros and cons of personal loans is important when shopping for a lender and deciding whether to apply for ...

A 40-year mortgage offers additional flexibility in exchange for paying more in interest over the life of the loan and taking ...

The FHA just loosened up—big time. The Department of Housing and Urban Development (HUD) recently rescinded multiple rules tied to FHA single-family lending—loosening appraisal standards, lifting some ...

Court and property records show the 75-year-old known as "Mr. Ronnie" had defaulted on a reverse mortgage and faced eviction.

On 25 June the FCA published its long-awaited Discussion Paper (DP25/2) on a mortgage rule review and the future of the mortgage market. Responses are due ...

Under the scheme, the government guarantees against potential losses on 95% LTV mortgages, enabling lenders to offer more high-LTV loans.