David Kindness is a Certified Public Accountant (CPA) and an expert in the fields of financial accounting, corporate and individual tax planning and preparation, and investing and retirement planning.

Imagine investing in a promising project, only to realize years later that it’s taking far longer than expected to recoup your initial outlay. Wouldn’t it have been invaluable to know upfront how long ...

Microsoft Excel isn't just for work. In fact, by leveraging just three single, powerful formulas, I use the popular spreadsheet software at home to track warranties, manage my budget, and ensure I ...

Social Security uses your top 35 income years, adjusted for inflation, to calculate benefits. Claiming benefits before full retirement age leads to permanently reduced monthly payments. Delaying ...

Denise L. Anthony ([email protected]) is a professor of health management and policy and of sociology in the Department of Health Management and Policy, University of Michigan School of Public Health, ...

This repository contains a NextJS sample app built on top of the Sora Video API and OpenAI SDK. It provides a simple UI for experimentation, using text prompts and optionally image inputs to generate ...