A certificate of deposit (CD) account was an almost mandatory requirement for savers in recent years. Thanks to a spike in inflation and a resulting rise in interest rates, savers were able to ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Sabrina Karl has over two decades of experience writing about savings, CDs, and ...

The best high-yield savings accounts pay almost the same APYs as CDs, and they allow penalty-free withdrawals at any time. S&P 500 index funds offer greater long-term growth potential. CDs are ...

If you click on links we provide, we may receive compensation. Marcus offers competitive CD rates with terms from 6 to 72 months 10'000 Hours / Getty Images Marcus’ high-yield CDs come with ...

Affiliate links for the products on this page are from partners that compensate us and terms apply to offers listed (see our advertiser disclosure with our list of partners for more details).

See how we rate banking products to write unbiased product reviews. Currently, 1-year CDs offer some of the highest CD rates you can find across the board. The best CD rate for a 12-month CD term ...

But, a certificate of deposit (CD) can help. That's because today's leading accounts come with higher returns than the current inflation rate. However, strong current returns aren't the only ...

Commissions do not affect our editors' opinions or evaluations. A one-year certificate of deposit (CD) gives you a guaranteed return on your investment with the security of FDIC insurance and the ...

A no-penalty certificate of deposit is a type of CD that charges no fee for withdrawing money before the term expires. It offers more flexibility than other CDs. Strict editorial guidelines to ...

Quick tip: You can open CDs at multiple banks to ensure that all of your funds are covered by federal deposit insurance. As of April 2023, First Republic had about $203 billion in assets and $92 ...