State of play: Democrats have called the reform package corporate cronyism. House Minority Caucus chair Tanya Miller (D-Atlanta) told Capitol Beat that hurricanes and severe storms help drive up premiums.

Governor Brian Kemp proposes tort reform to reduce insurance rates, but Democrats oppose, citing consumer protection and transparency.

Tort reform has been an item on the governor’s legislative wish list for a while, and he said it could lead to lower insurance premiums for drivers and small business owners down the line.