The APR and interest rate on your mortgage aren’t the same. Here’s what to pay attention to when you compare costs.

Interest rate to APR example. Let’s say you borrowed a $15,000 personal loan with a 13 percent interest rate, a three-year term and a 9.99 percent origination fee.

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According to Experian's APR calculator, the total APR would actually be considerably higher than the interest rate, at 13.10%, because you have to factor in the origination fee. Total loan amount ...

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The annual percentage rate (APR) is the interest rate plus additional fees and any points. Interest rates are influenced by factors such as your credit score, the lender you work with, ...