HELOC rates are low compared to other borrowing options, after all, but they are typically variable, meaning that the rate on ...

To tap that home equity, homeowners have to turn to banks, credit unions and other lenders for tools such as home equity ...

A fixed rate can protect you when general interest rates are rising. However, with some fixed-rate HELOCs, you can end up ...

Those with better credit scores, for example, tend to get better rates. How do HELOC rates work? HELOCs usually come with variable interest rates. This means the rate you pay could change ...

Kiah Treece is a small business owner and personal finance expert with experience in loans, business and personal finance, insurance and real estate. Her focus is on demystifying debt to help ...

So, the rent you earn or expect to earn influences the perceived risk of default on the HELOC, which in turn influences whether you’ll get the money and on what terms. What are the alternatives ...

Freelance writer Nancy Mann Jackson has been writing about personal finance, investing and business ownership since 2008. Her work appears in publications including Marketwatch, CNBC, Entrepreneur ...

Getting approved for a HELOC or home equity loan isn’t easy. Roughly half of the applications get rejected — far more than the rate of primary mortgage denials. If you are denied, here are six ...