Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home ...

Both home equity products have benefits worth exploring now that inflation is rising again. Here's what to consider.

For example, a $100,000 home equity loan can provide the capital needed for substantial home improvements, debt consolidation ...

If you need to borrow cash, taking out a home equity loan is one of the most affordable ways to do it. Rates on these loans ...

Home equity loans and home improvement loans can fund your home remodel projects, but they serve different needs with ...

Home equity rates are still down substantially from the highs of this time last year. Greg McBride, chief financial analyst at Bankrate, forecasts that rates will continue to decline in 2025, ...

That means home equity loans and home equity lines of credit (HELOCs) are both types of second mortgages. A VA cash-out refinance replaces your old mortgage with a new VA loan and lets you tap ...

The expansion is designed to provide more ways for borrowers to lower their monthly payments without impacting their current ...

Home equity lines of credit, or HELOCs, usually come with variable rates where the rate changes periodically. Because home equity loans are a type of secured debt, they often have lower rates than ...

You can repay a home equity line of credit (HELOC) early, but you might have to pay penalties. You should check your loan agreement to see if early repayment penalties apply to you, and whether ...

"Understanding Your Home's Equity." Federal Trade Commission. “Home Equity Loans and Home Equity Lines of Credit.” NIH Federal Credit Union. "Discover the Equity Locked in Your Home." ...

Katherine Watt is a CNET Money writer focusing on mortgages, home equity and banking ... Melissa Cohn has been in the mortgage industry for over 35 years. She began her career with CitiMortgage ...