Home equity loans and HELOCs have lower interest rates than credit cards, encouraging some homeowners to use them to pay off their bills.

The fees you pay on a HELOC can ... as a lump sum instead of a line of credit. The home equity loan is then repaid with fixed monthly payments over a set term. The amount you can borrow is ...

Home equity line of credit (HELOC) and home equity loan interest rates have been trending downward in 2025, creating valuable ...

Home equity loan rates fell this week, leading some prospective borrowers to wonder if it's better than a HELOC now.

A home equity loan can be a good option to consolidate debt, as it usually carries lower interest rates and longer terms than ...

With a home equity line of credit ... you more time to pay back the funds — as much as 30 years. CNBC Select has picked the best HELOC lenders based on withdrawal limits, credit score ...

Beyond the immediate satisfaction of debt elimination, this achievement triggers several important financial changes ...

Keep in mind that when you use your home equity to pay for a bathroom remodel (or anything else), your home will serve as ...

The pandemic-era housing boom swelled Americans' home equity to record levels. Tapping into that could prop up the consumer and the economy in a slowdown.

Home equity funds can be used for just about anything. While some seniors may need the extra funds to pay for long-term care ...

A home equity loan can be a good option to consolidate debt, as it usually carries lower interest rates and longer terms than other financing options. Advantages of using home equity loans or ...