As of July 9, 2025, the average home equity loan rate is 8.26%, according to Bankrate’s regular survey of rates. The average ...

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up ...

Homeowners considering tapping their property’s equity can choose between two products: home equity loans and home equity ...

Home equity sounds like a pretty straightforward concept: it’s the portion of your home you truly own, free and clear of debt ...

Lenders are rethinking traditional appraisal defaults in home equity lending as faster, data-driven alternatives offer speed, savings, and regulatory compliance.

The average interest rate on a two-year personal loan was 11.57% in the second quarter of 2025, according to the Federal Reserve. But depending on your credit history, income and other ...

A 40-year mortgage offers additional flexibility in exchange for paying more in interest over the life of the loan and taking ...

Understanding the pros and cons of personal loans is important when shopping for a lender and deciding whether to apply for ...

The FHA just loosened up—big time. The Department of Housing and Urban Development (HUD) recently rescinded multiple rules tied to FHA single-family lending—loosening appraisal standards, lifting some ...

Court and property records show the 75-year-old known as "Mr. Ronnie" had defaulted on a reverse mortgage and faced eviction.

On 25 June the FCA published its long-awaited Discussion Paper (DP25/2) on a mortgage rule review and the future of the ...