Homeowners considering tapping their property’s equity can choose between two products: home equity loans and home equity ...

As of July 9, 2025, the average home equity loan rate is 8.26%, according to Bankrate’s regular survey of rates. The average range is between 5.49% and 10.47%. Home equity loan interest rates also ...

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up ...

Explore why New York Mortgage Trust's shift to net interest income and baby bonds NYMTI & NYMTG are rated a Buy.

The average interest rate on a two-year personal loan was 11.57% in the second quarter of 2025, according to the Federal Reserve. But depending on your credit history, income and other ...

Understanding the pros and cons of personal loans is important when shopping for a lender and deciding whether to apply for ...

Lenders are rethinking traditional appraisal defaults in home equity lending as faster, data-driven alternatives offer speed, savings, and regulatory compliance.

A 40-year mortgage offers additional flexibility in exchange for paying more in interest over the life of the loan and taking ...

What does defaulting on a home equity loan mean? To be in default on a loan simply means you have failed to make your scheduled payments on time or according to the agreed terms of the debt.

Converting your home equity to cash can be a daunting prospect. Here is some background on the options and what to keep in mind.

Millions of borrowers who are late on their student loan payments now face "grave consequences" as collection activity restarts, the New York Fed says.