Private-credit firms tend to accept much higher loan-to-value ratios than banks, raising default risks, Moody’s says.

Homeowners considering tapping their property’s equity can choose between two products: home equity loans and home equity ...

As of July 9, 2025, the average home equity loan rate is 8.26%, according to Bankrate’s regular survey of rates. The average range is between 5.49% and 10.47%. Home equity loan interest rates also ...

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up ...

The average interest rate on a two-year personal loan was 11.57% in the second quarter of 2025, according to the Federal Reserve. But depending on your credit history, income and other ...

A home equity agreement is a contract between a homeowner and an investor who provides immediate funding in exchange for a stake in the home's equity.

Understanding the pros and cons of personal loans is important when shopping for a lender and deciding whether to apply for ...

Home equity sounds like a pretty straightforward concept: it’s the portion of your home you truly own, free and clear of debt ...

Millions of student loan borrowers are facing potential wage garnishment this summer if they don't take the complicated steps to avoid default.

Interest rates on both home equity products are virtually identical now, but they may not remain so for much longer.

The number of borrowers delinquent on their student debt and at risk for entering default continues to climb, new reports show.

Nearly two million student loan borrowers are at risk of having their wages garnished this summer, according to a new estimate from TransUnion. Roughly six million federal student loan borrowers ...