Ethos life insurance costs an average of $336 a year for a no-exam, 20-year term life policy. It also offers whole life insurance, and we rated it 4 stars overall.

Ethos is a good choice if you’re shopping for life insurance online without a medical exam, especially if you’re interested in straightforward term life or burial policies. Ethos earned stars...

Mar 26, 2026 · Are you shopping for a life insurance policy? Our unbiased review of Ethos life insurance looks at price as well as what is and isn’t covered.

5 days ago · Interested in an Ethos life insurance policy? Learn about plans, terms, coverage options and cost to find the right fit for you.

Feb 24, 2026 · Ethos Life Insurance review: Fast, no-exam approval and competitive term life rates. Is it worth it? Honest pros, cons, costs, and alternatives.

Apr 2, 2026 · Ethos launched in 2016 and sells term life, whole life, and indexed universal life insurance through carriers like Legal & General America, Ameritas and TruStage. Its premiums run …

Ethos has top ratings on BBB, Google, and Trustpilot. Read real verified customer reviews to hear from them about their life insurance experience.

Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their helpfulness, patience, and extensive knowledge, making the process of obtaining …

Dec 2, 2025 · The company highlights that many of its policies require no medical exam, in many cases. U.S. citizens aged 20 to 85 can apply for a life insurance policy through Ethos. In our review, we’ll …

We break down the financial stability, coverage, cost and customer experience of Ethos to help you decide whether this is the right life insurance provider for you.