May 21, 2025 · Background Issue: Medical professional liability insurance, sometimes known as medical malpractice insurance, is a type of professional liability insurance that protects …

Closed claim databases have proven to be an important resource for legislators, insurance commissioners, and others who seek to understand the dynamics of medical professional …

The NAIC decided that it was important to study the market conditions for medical professional liability insurance, often known as medical malpractice, in light of declining industry-wide …

Dec 11, 2025 · We assist state insurance regulators, individually and collectively, in serving the public interest. Together, we protect consumers and ensure fair, competitive, and healthy …

NAIC’s consumer insurance glossary provides definitions of common insurance terms, helping consumers easily understand key concepts across health, auto, life, and home insurance. It is …

Jan 13, 2025 · Ask your insurance agent, company, or adjuster what your policy covers and about any time or dollar limits that apply. If you need help with claims or coverage, contact your state …

Nov 5, 2020 · Back to Insurance Topics Terrorism Risk Insurance Act Background Last Updated: 7/30/2025 Issue: Prior to the attacks on the World Trade Center and the Pentagon on …

May 8, 2024 · Social inflation drives rising claims costs above economic inflation due to nuclear verdicts, litigation financing, & eroding tort reform. Impacts auto, product, professional liability.

The LRRA states that an RRG’s plan of operation or feasibility study includes information on liability insurance coverages, deductibles, coverage limits, rates, and rating classification …

Dec 3, 2025 · The following reports show resolution status and certain statistics for closed complaints reported to the National Association of Insurance Commissioners by state …