401k Retirement Distribution

New 401K Rule in 2026 You Need to Start Planning Now!

Starting in 2026, a major update is coming to 401(k) plans you won’t want to miss. Under the SECURE 2.0 Act, high earners—those making more than $145,000 in FICA wages—will be required to make all their catch-up contributions as after-tax Roth contributions, instead of traditional pre-tax ones. We’ll explain how this affects both your ...

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